Case Study on Pepsi

Assignment # 4 1)One of the most important ways a swan can make sure its gives meet restrictive standards and are profitable is by establishing a written giveword policy. A loan policy gives loan officers and the banks charge specific guidelines in making some loan decisions and in shaping the over both portfolios of the bank. The following are the most important elements of a Written Loan Policy; 1.Statements of loaning: A statement that defines the type of loan, its maturities, quality and the size of loans. 2. piece a Lending Authority: It should clearly define who is authoritative to a loan 3. seduce Lines of Responsibility: It is making sure that completely the information is reported to its department. 4.Operating Procedure: There should be appropriate operating procedures for soliciting, reviewing, evaluating, and making decisions on customer loan application. 5.Required Documents: All the required documents should be obtained for every loan application and must be filed properly. 6.Lines of Authority: Responsibility for maintaining and reviewing the banks credit files should be well defined. 7.Guidelines: Proper guidelines must be given as to how you can take a loan, valuate it and perfect a loan. 8.

Policies & Procedures: Policies & Procedures for establishing interest rates, payments, fees and repayments must be present. 9.Establish Quality Standards: A statement of quality standards applicable to all loans. That is, if a person does not meet the standards then the loan should be denied. 10.Establishing Upper Limit to Loans: A statement formation the upper limit to a loan beyond which a loan cannot be allowed 11.Define its Community: A comment of the banks principal trade area, which most loans should come from. 12. gravel Loan: A discussion of the preferred procedures for detecting, analyzing, and working extinct problem loan situations. For loan to be good collar conditions should be fulfilled, ie. First that... If you want to get a broad(a) essay, order it on our website: Ordercustompaper.com

If you want to get a full essay, wisit our page: write my paper